Salt Lake City Chapter 13 Bankruptcy Attorney

Salt Lake City Chapter 13 Bankruptcy Attorney

Salt Lake City Chapter 13 Bankruptcy Attorney

Chapter 13 bankruptcy is very beneficial for a majority of our clients. Because setting up a budget that demands complete frugality can cause much misery and is ultimately doomed to fail. Setting a budget that is reasonable often has a great chance of succeeding. The biggest benefit of Chapter 13 is that once you are done, you are done. After the three to five year period is finished and your payment plan is complete you will no longer have an obligation to your creditors. This is the best option for those who have a consistent income but still can’t get their heads above water in facing the debt. It is a reliable option that will have you resting assured quickly.

Helping Clients Find Debt Relief Solutions

Chapter 13 bankruptcy can be a favorable debt relief option for people who have a steady income but are having difficulty keeping up with their monthly bills. Typical Chapter 13 candidates may be able to handle their debt load on their current income but a single unexpected expense like a medical bill can be enough to put them into extreme financial hardship.

Before you make any decisions about your financial situation, make sure you understand all your options. At the Salt Lake City law office of Justin M. Myers, Attorney-at-Law, LLC, we have helped clients throughout the SLC area to find the debt relief they need through Chapter 13 bankruptcy.

Taking Back Control of Your Future

Chapter 13 bankruptcy involves repaying your debt over a three to five year period according to a court approved payment plan. It works a lot like a consolidation loan and frequently comes with better rates and lower principals. Possibly the greatest advantage of Chapter 13 over Chapter 7 is that you don’t risk losing any of your property because you are repaying the debt.

When you hire our firm, we will give you all the information you need to make the right decision on a sound debt relief solution. Our team of legal professionals places a high priority on educating each client about their rights and placing them in the best position to succeed. We dedicate our entire practice to bankruptcy law and helping people to get the fresh start they need. Salt Lake City Chapter 13 bankruptcy attorney Justin Myers handles every aspect of your case personally from the filing of the initial petition to the final discharge.

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Along with a bankruptcy petition and supporting documentation, people filing for Chapter 13 bankruptcy will also need to include a preliminary repayment plan which is usually developed during credit counseling. After the creditors meeting you will attend a meeting to confirm your repayment plan. Once your repayment plan has been successfully completed, you will receive a discharge of your debts.


Before your bankruptcy petition is filed, you will need to take a means test to see if you qualify for Chapter 7 bankruptcy

A The means test measures your disposable income against that of other Utah citizens and ensures that your application for bankruptcy is not an abuse of the system.

After the creditors meeting has been completed, the trustee will identify your exempt property and your nonexempt property. Your nonexempt property may be sold at auction and the funds used to repay your creditors. If your trustee decides that none of your property can be sold, you would lose nothing.

After the funds, if any, have been distributed to your creditors, you will receive a discharge and will no longer have any personal responsibility for those debts.


It can be easy for even the most responsible person to fall into overwhelming debt. But does not have to be impossible to get out. The first step is to seek representation from a Salt Lake City bankruptcy attorney with a track record of protecting the rights of clients and looking out for their best interests. Contact our office today to discuss your bankruptcy questions with a lawyer. We are available during regular business hours and by appointment evenings and weekends. You can reach us by phone at 801-505-9679 or via e-mail.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.